Last updated: 2026-05-19
1. Firm scope
AssurExperts Dufresne & Associés is a P&C insurance firm registered with the Autorité des marchés financiers (AMF), firm number 514677. The firm is authorized to offer P&C insurance products (home, auto, recreational, off-road, marine, business). Life, health, and disability insurance, investment products, and segregated funds are not part of our offering — they fall under separate firms.
2. Site content
The content of this site is informational. Nothing on this site constitutes an insurance contract, a guarantee of coverage, or a promise of pricing. Coverage, exclusions, deductibles, and premiums are determined exclusively by the issuing carrier in the contract signed with the insured.
3. Non-standard profiles
For files presenting particularities (prior cancellation, licence suspension, non-conventional creditor, etc.), no acceptance is guaranteed. The evaluation and final decision remain at the discretion of the carrier approached. The firm commits to reviewing the file in good faith and to presenting the available options, if any.
4. External links
This site may include links to partner carrier websites (Intact, Aviva, L'Unique, etc.) or regulators (AMF, ChAD). These third-party sites are not owned by the firm, which cannot be held responsible for their content or privacy practices.
5. Intellectual property
Site content (text, images, logos, trademarks) is protected under applicable copyright and intellectual property laws. Unauthorized reproduction is prohibited. Partner carrier logos remain the property of their respective owners.
6. Complaint or dispute
Any client may submit a written complaint or dispute to the firm at info@dufresneassocies.com. Failing internal resolution, the complaint may be escalated to the AMF.
7. Governing law
These terms are governed by the laws in force in the Province of Quebec and applicable Canadian federal laws. Any dispute falls under the jurisdiction of the courts of the judicial district of Drummondville.
8. Updates
These terms may be updated without notice. Last-updated date appears at the top of the document.