Non-standard profiles
When your file
deserves a second read.
A carrier-initiated cancellation, a non-payment lapse, a licence suspension, or an atypical financing setup can complicate the search for coverage. Our team reviews these files case by case.
04 · Non-standard profiles
Hard to insure elsewhere?
Our brokers review files others decline. We can't promise anything without seeing the file — but we take the time to look.
Submit your fileCancellation for non-payment
An insurer cancelled your policy for non-payment? We explore reinstatement options.
Insurer-initiated cancellation
Cancellation or non-renewal by the carrier? We examine the reason and the options.
Licence suspension
Recent or current suspension? Some partner carriers accept these profiles under conditions.
Non-conventional creditor or landlord
Private mortgage, family loan, atypical lease? We adapt the contract to how the property is financed.
Final acceptance remains at the discretion of the selected carrier. No approval is guaranteed before complete file review.
Our process
Three steps, no obligation.
File review
We learn the history, the current situation, and the protections required.
Carrier sourcing
We approach the partner carriers most likely to accept the profile in question.
Option presentation
If one or more options come back, we present them with premium, exclusions, and conditions. You decide.
No approval is guaranteed before complete file review. Coverage and pricing are determined exclusively by the selected carrier.
06 · 24/7 emergency
Peace of mind, no matter the hour.
Our emergency service is available 24/7. For claims outside business hours, you can also reach your insurer directly.
Insurer direct claims lines
- Intact Assurance 1 866 464-2424
- Aviva 1 866 692-8482
- Aviva Elite 1 866 692-8482
- L'Unique Assurances générales 1 800 463-4800
- Echelon Assurance 1 888 662-0222
- Optimum 1 800 361-7653
- Pafco 1 877 463-2727
09 · Next step
Request your quote.
Fill the form or call us. A broker will be in touch within the same business day.